By Investors Group / November 2016 If you wish to leave your cottage to your children, plan ahead to get everyone on board and avoid misunderstandings. Discussing present and future plans for the family cottage is crucial as family members age and grown children might have varying levels of interest…
The New Face of Fixed Income
BY INVESTORS GROUP / JUNE 2017 For the last 30 years bonds have helped boost portfolios. With fixed income prices now falling, it’s time to rethink how these assets fit in a portfolio. You might remember the 80s for its funny hairstyles, tight jeans and a variety of new-wave music. What…
Why Are Mortgage Rates Rising?
While Canada’s overnight rate hasn’t budged in a while, mortgage rates are climbing. Here’s why and what it means for you. By Investors Group / January 2017 Over the last few years, buying a home has never been easier. Ultra-low mortgage rates – often in the two to three percent range – have…
BoC interest rate revealed
by Justin da Rosa 12 Jul 2017 The Central Bank raised its new target for the overnight rate to ¾% Wednesday, citing a confident financial outlook and above-potential growth. This despite softened inflation, which the bank judges to be temporary. “Governing Council judges that the current outlook warrants today’s withdrawal…
New individual tax identification renewal rules
If you are living in Canada and are also a US Citizen, just another hoop to jump through. Have a read below so that you stay up on your US/Canadian tax filing rules. If you need help, give me a call. David Kindy – Investors Group Published on 1 June,…
BoC interest rate hike in the cards?
Next week (July 12), the Bank of Canada is scheduled to announce its latest decision on its interest rate—and the possibility of an increase has not been lost on various industry observers. A hypothetical increase on the benchmark interest rate—which affects the rates that Canadian borrowers incur on their mortgages…
Could the Canada Revenue Agency ruin your next trip to Vegas?
With governments sharing data more and more regarding its citizens, mistakes in judgment can be costly. Have a read of this article below regarding CRA and “accused” tax evaders. David Kindy-Investors Group Published on 5 June, 2017 | by Amandeep Hayer JD (Canada), JD (US) The Canada Revenue Agency (CRA)…
Recreational Properties Poised to Increase in Demand
Record Toronto home prices may have tipped the scales for those looking to make significant lifestyle changes. A few months ago, when the Toronto housing market was at its hottest, I noticed individuals selling their Toronto homes with no intention of getting back into the market. Instead they were deciding…
Drop Your Debt Or Put Money in the Market?
BY INVESTORS GROUP / MAY 2017 With today’s low rates, the pay down debt or invest debate isn’t as clear cut as it used to be. ILLUSTRATION: VIGG Ever since people started borrowing money centuries ago, people also started worrying about being in debt. Nearly 250 years ago philosopher and economist…
Jim Pagiamtzis Speaking on Activity based management
[embedyt] https://www.youtube.com/watch?v=naJzEZKSJcA[/embedyt] Jim Pagiamzis shares insights on time management Time Event Management Flex time Fixed Time Phone calls Take the dog out! Feel free to leave a comment