Which Way Is The Toronto Housing Market Moving?

Toronto Detached Homes in high demand

I am often asked about where the Toronto housing market is headed. In the long-run we all know real estate has to go up. After all, there is only so much land and the population keeps growing. Toronto is one of the top destination cities for immigrants from around the world. However, in the short-term, as governments pass policies and regulations affecting housing, the Toronto housing market will be impacted.

We’ve already seen the consequences of tightening mortgage rules and the Ontario Government’s fair housing act, which seems to have contributed to dampening of house appreciation, while possibly decreasing availability of rental units and increasing rents. Contrary to what the government tried to accomplish? Correct. The reason being that with the extra costs of providing rental housing, any new units on the market will need to be rented at higher rates to cover the increasing tax and regulatory related expenses.

So, as the market adjusts to these new changes and with what I believe will be a Bank of Canada interest rate hike this month, I expect Toronto housing market growth to be hampered further. Of course, some neighbourhoods will be affected more than others. Contact me if you’re looking to buy and I’ll help you choose the right neighbourhood and home to meet your needs in this changing market.

Follow me for my next post in regards to another development this month that will further dampen Toronto housing market growth. (

LinkedIn: https://www.linkedin.com/in/baldo/)

Odds of a rate hike soar to almost 50% overnight after Canada’s growth wows economists

Camilita Nuttall: The Rockstar Behind Event of Champions®

There is a buzz over facebook, twitter and social networking websites and it has to do with Event of Champions® happening in Toronto from June 9 – 11, 2017. The event promises to deliver high-energy, mega-impact, real-world knowledge that is empowering, Inspiring and Immersive. It is the brainchild of Camilita Nuttall, a Serial Entrepreneur, CEO and Founder of Event of Champions®.

I had the opportunity to speak with Camilita and or conversation quickly expanded beyond international borders and touched upon what is about to happen around the world. Through her international network of contacts, she is aware and abreast of several evolutions. I was impressed with her awareness of matters related to the socio-economic condition surrounding the geo-political situation in Asia.

When asked about her inspiration, Camilita thought back to her childhood and shared a very touching story. As a child growing up in Trinidad and Tobago, her family fell upon difficult times. At the age of 13, Camilita’s father told her that they didn’t have the money to continue sending her to school.

Determined not to deprived of her chance in life, Carmilita and her mother spent months digging through rubbish at the public dump, looking for glass bottles. They would then put the bottles in bags and crush them so they could sell them back to the local glass company. They saved enough for her to continue going to school.


This was the beginning of a series of events, steps and accomplishments that has resulted in Camilita now being an international entrepreneur. Don’t miss your chance to meet Camilita yourself at the Event of Champions®.


As a leading Motivational Speaker and Sales Guru, Camilita has been a top sales person for not only 1, but 7 consecutive years in Europe where she engineered a major sales force in over 30 countries and created some of the biggest sales teams in that company’s history. Camilita has lived in Spain, Germany, Trinidad, Netherlands and the UK and has travelled to over 50 countries.

Camilita works with Publicly Traded Companies, SME’s and Individuals to create Bigger Sales, Increase their PR and Business Turnover through Online Training, 1-2-1 Mentorship, In-House Group Training, One Day Workshops and Bespoke Systems Analysis to create lasting solutions.

Here are some of Camilita’s Motivational Speaking Topics:

  • The 7 Qualities of Master Achievers
  • If It’s Not Making Money, It’s Not Making Sense
  • How to Live Like a Champion!

Here are some of Camilita’s Corporate Training Topics:

  • Customer Plan v Business Plan
  • The 5 Tier System to Massive Profit
  • 7 Steps to 7 Figure Sales™
  • Outperform Your Competition in Sales
  • Take the Right Action to Succeed

Camilita has been featured in FORBES June 2016 on How to Use Events, Social Media and Key Note Speaking to Increase Your PR & Profits. She has also been mentioned in Think & Grow Rich for Women on Taking Action to Succeed, spoken at SXSW, featured in Celebrate Business Magazine four times and appeared on SKY TV and BBC Business News 2017. Dr. J B Hill, Napoleon Hill’s grandson quoted Camilita in front of 20,000 people as saying ‘There is no better time than the present to take action to Succeed’.

In the face of extreme adversity Camilita rose against all odds to become a dynamic powerhouse of success and inspiration. Her Story alone is motivating, but it is her straight-forward advice and ability to repeatedly gather the top minds in the industry to impart real-world knowledge that is uplifting. Along with her husband Andrew, Camilita has set up Nuttall Foundation which provides personal development training to some of the world’s underprivileged children by partnering with like-minded individuals.

Camilita is relatable. Her larger-than-life personality is genuine, as is her desire to help others reach their full potential. By giving everything to fulfilling the dreams of others, Camilita is a brand entrepreneurs across the globe trust to take their business to the next level.


Invention, Innovation and Economic Development

Throughout history the success of nations has been based on their people’s ability and aptitude for innovation.  Innovation makes it possible to outperform the competition and achieve a higher standard of living. If it were not for the English long-bow the English would not have been as effective against the French during the Hundred Years’ War, especially in the battles of Crecy (1346), Poitiers (1356), and the famous Battle of Agincourt (1415).

In modern day innovation continues to be the mechanism by which to build societies and organizations.  For example, MicroSoft’s success has arisen out of its development of a user friendly platform for the personal computer, Research In Motion built an international business and for many years has dominated the corporate cell phone market because of its innovative solution to protect the transmission and storage of data.

Innovation is about doing something better (cheaper, quicker, stronger, faster, farther, more effectively, etc.) than the way it is presently being done.  Ultimately, in the business, military and even political arena it is about the ability to outperform the competition.  With innovation comes spin-off benefits that include: improved quality of life, better safety, job creation, development of manufacturing, increased export and an overall improvement in national economy.

In many cases, it was one individual that came up with the idea behind the innovation. Such individuals are called inventors and although it may seem to many that inventors are born to be innovators, empirical evidence shows that average individuals can be turned into inventors, and managers, leaders and administrators into innovators.

Inventing is a category of innovation. Another category of innovation is found within organizations and among leaders and administrators.  Innovation within organizations is just as powerful as inventing.  Improvement in product design, delivery of services or even managing of operations can sometimes produce as much competitive advantage as creating a new invention.  Though there is a significant overlap between 1) training of inventors and 2) training of innovators within organizations the challenges and focus of the two does require two different training programs.


A country’s ability to design, manufacture and market innovative products is a significant determinant of its ability to compete internationally.  With the creation of new products and technologies support industries develop, such as design houses, tool and die shops, testing facilities, manufacturing facilities, repair shops, legal services, accounting services, banking services, administrative services and much more.

Often economies become reliant on a specific sector (oil) or outsourcing for foreign customers. This can lead to dependency on others and often softens the motivation to diversify business and industry. It is very important for countries to diversify their economies.  To do this, it is necessary for people to learn to be innovators of new products and services which can stimulate new business. Diversification often helps companies and even countries gain world recognition as a “go to” place for new, original and innovative ideas and services.


The ongoing debate by psychologists as to whether an inventor is born or trained is rendered irrelevant when examining how to stimulate innovation within a country. It is true that individuals like Leonard DaVinci have been able to create a great wealth of inventions and contributed to innovation throughout the ages. However, it is also true that you individuals can be trained and turned into inventors with the ability to bring products to market.  The Inventors Course, offered out of Toronto, Canada in collaboration with Venturemind Corporation offers a one week training program that promises to turn anyone into an inventor (details: info [at] metroactive.org). There is also an online version of the course for those that would like to receive the training over the internet.

Venturemind is now working with partnerships to bring both the Inventors Course and Innovation Program to countries in the Middle East, South Asia and North Africa as economic development tools. These programs are a quick and cost effective way to product jobs. Proto-types for new inventions are usually created within a month of the course.

With the commercialization of new inventions, jobs are created almost instantly.  Usually individuals are contracted at first to assist with things like design, delivery, packaging and later on to help with manufacturing and even research and development for product improvements or even new products.

Innovation doesn’t just create the very tangible financial and economic returns, it also contributes to a populace that is happier, has more confidence, is more involved, motivated and with a positive attitude towards the future.  What better way to stimulate a struggling economy?