Year: 2017

While Canada’s overnight rate hasn’t budged in a while, mortgage rates are climbing. Here’s why and what it means for you. By Investors Group / January 2017 Over the last few years, buying a home has never been easier. Ultra-low mortgage rates – often in the two to three percent range – have…

by Justin da Rosa 12 Jul 2017 The Central Bank raised its new target for the overnight rate to ¾% Wednesday, citing a confident financial outlook and above-potential growth. This despite softened inflation, which the bank judges to be temporary. “Governing Council judges that the current outlook warrants today’s withdrawal…

If you are living in Canada and are also a US Citizen, just another hoop to jump through.  Have a read below so that you stay up on your US/Canadian tax filing rules.  If you need help, give me a call. David Kindy – Investors Group Published on 1 June,…

Next week (July 12), the Bank of Canada is scheduled to announce its latest decision on its interest rate—and the possibility of an increase has not been lost on various industry observers. A hypothetical increase on the benchmark interest rate—which affects the rates that Canadian borrowers incur on their mortgages…

With governments sharing data more and more regarding its citizens, mistakes in judgment can be costly.  Have a read of this article below regarding CRA and “accused” tax evaders. David Kindy-Investors Group Published on 5 June, 2017 | by Amandeep Hayer JD (Canada), JD (US) The Canada Revenue Agency (CRA)…

Record Toronto home prices may have tipped the scales for those looking to make significant lifestyle changes. A few months ago, when the Toronto housing market was at its hottest, I noticed individuals selling their Toronto homes with no intention of getting back into the market. Instead they were deciding…

BY INVESTORS GROUP / MAY 2017 With today’s low rates, the pay down debt or invest debate isn’t as clear cut as it used to be. ILLUSTRATION: VIGG Ever since people started borrowing money centuries ago, people also started worrying about being in debt. Nearly 250 years ago philosopher and economist…

[embedyt] https://www.youtube.com/watch?v=naJzEZKSJcA[/embedyt] Jim Pagiamzis shares insights on time management Time Event Management Flex time Fixed Time Phone calls Take the dog out! Feel free to leave a comment

Many homeowners approaching retirement view their home as their nest egg; however, the majority of retirees would prefer to continue living in their current home into retirement. Using the All-in-One, clients can transform their home from a fixed to an active asset, and have flexible access to the equity they…

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