Month: October 2011

In the United States today, people think they own the land their house is built on, but unless they have the “Land Patent” on the land they in fact don’t own it. A “Land Patent” is the only form of perfect title available in the United States. A “Warranty Deed”…

Canadians Plan to Retire at 63 on Average – The title of the feed item According to a recent CIBC poll conducted by Harris/Decima, the average Canadian plans to retire at 63. The poll also shows that as Canadians draw closer to retirement they become less optimistic about achieving their…

What happens if the company you hire to protect you against fraud and information theft is the one that helps deceive you? McAfee is one of the two computer security companies that dominate the marketplace. The other computer security company is Norton.  The vast majority of business and personal computers have…

Canadian Western Bank Senior Debt Rating is A(low) – The title of the feed item According to the Dominion Bond Rating Service (DBRS) based in Toronto, Canada, yesterday it has confirmed the Deposits & Senior Debt rating of Canadian Western Bank (CWB) at A (low) and its Subordinated Debt rating…

CIBC Faces Class Action Suit Regarding Mortgage Prepayment Penalty – The title of the feed item According to the Siskends LLP website, a class action was commenced in October 2011 against CIBC Mortgages Inc. regarding its practices for calculating prepayment penalties on mortgages entered into across Canada since 2005. The…

The greatest reason why people fail at their goals or are not living the life they desire is because they make the wrong commitments and then break those commitments. Every time you break a commitment that you care about keeping, hold yourself accountable to a really painful consequence. The consequence…

Scotiabank Commodity Price Index Down in September for Second Consecutive – The title of the feed item Scotiabank Commodity Price Index Declines for Second Consecutive Month in September WTI no longer a true benchmark for Alberta light synthetic crude oil. Copper prices rebound from an over-sold position in early October. …

THE PRACTICAL PART Not every wine that sparkles can be called champagne. True champagne comes from a special region in France located 90 miles northeast of Paris. Champagne has a legendary history, and has for many hundreds of years been part of many cultural events and historical traditions. This region…

Throughout history the success of nations has been based on their people’s ability and aptitude for innovation.  If it were not for the English long-bow the English would not have been as effective against the French during the Hundred Years’ War, especially in the battles of Crecy (1346), Poitiers (1356), and the…

National Bank Financial Group Added to The Banker Who Saved His Soul – The title of the feed item The Canadian Who Saved His Soul website has added the National Bank Financial Group (NB) on its list of Canadian Financial Institutions being observed for corporate responsibility and community involvement. As…